Rectangular fiberglass inground pool and elevated spa, enclosed by a screen, with a fountain feature.
Rectangular fiberglass inground pool and elevated spa, enclosed by a screen, with a fountain feature.

Inground Pools in Tampa

January 6th, 2026 by

With high humidity and toasty average temps, Tampa is one of the hottest cities in the United States, with temperatures occasionally hitting scorching highs of 100 degrees. Fight back against the heat with a custom inground pool that beautifies your home and brings the whole family together.

From lazy weekend afternoons relaxing on your deck, to fun-filled, splash-soaked pool parties your kids will remember forever, a pool is the perfect centerpiece to every part of your Tampa lifestyle. It’s also a smart investment that can boost your property value — potentially by as much as 8%, or even higher.

With a 70 year reputation as one of the largest and most trusted pool companies in North America, the experts at Latham have helped countless homeowners throughout Tampa, Florida create the custom pool of their dreams. From vinyl liner and fiberglass pools, to space-saving plunge models built for small yards, Latham brings your vision to life with craftsmanship and care.

Rectangular fiberglass inground pool and elevated spa, enclosed by a screen, with a fountain feature.
A complete backyard setting featuring a Latham fiberglass pool and spa, enclosed for comfort and protection.

Inground Pool Options in Tampa, FL

On top of providing excitement, exercise, and an escape from stress, inground pools also have another benefit: they’re highly customizable. That means you can craft your own design to fit your needs and tastes. You can hand-select every aspect of your pool, from its shape and color to features like fountains or tanning ledges. Three of our most popular pool options include:

  • Fiberglass Pools — For maximum durability and the fastest installation, consider an inground swimming pool constructed from fiberglass.
  • Vinyl Liner Pools — Vinyl liner swimming pools offer the perfect combination of lower maintenance and top-to-bottom customization..
  • Plunge (“Cocktail”) Pools — A space-saving option that brings fun to even the smallest backyards, plunge pools are compact in size, but big on style and customization.

When you partner with Latham’s experienced pool installers, you can expect premium quality, durable construction, and meticulous attention to detail.. Plus, Latham offers industry-leading warranties for added peace of mind that your purchases are protected.

Freeform semi-above ground vinyl liner pool with stone masonry retaining wall and palm trees in a sunny Florida backyard.
The curving lines of this freeform semi-above ground vinyl liner pool are complemented by a custom stone coping and raised wall.

Fiberglass Pools 

With regular care and maintenance, a fiberglass pool can last for decades — potentially up to 50 years — giving you unsurpassed value over time. Another benefit of fiberglass is that it resists scratching, staining, bleaching, and algae growth thanks to Latham’s proprietary, ultra-durable Crystite Gel Coat technology.

Fiberglass inground pools are quick to install, smooth to the touch, and require minimal maintenance, making them a popular choice for many homeowners. Some of Latham’s best-selling fiberglass pools in Tampa  include:

  • Coral 16 — Our Coral 16 combines a fun, freeform footprint with practical slip-resistant steps and a spacious tanning ledge.
  • Synergy — The winding curves of this modern design are complemented with features like swim-up seating, backed by a lifetime warranty.
  • Tuscan 14.40 — This sleek rectangular model is autocover-ready for added safety.

Take a deeper dive into our fiberglass pool collection or explore custom add-on features like pool bubblers, tanning ledges, and LED lighting.

Freeform Coral 16 Latham fiberglass pool shown at night with vibrant blue underwater LED and patio lighting.
Underwater lighting beautifully showcases the flowing curves and steps of this fiberglass pool after sunset.

Vinyl Liner Pools

If you’re looking for an option that offers low installation costs, easy maintenance, and plenty of freedom to customize, a vinyl liner pool might be the perfect fit for your backyard vision. Plus, vinyl pools can be installed within just a few weeks, which means you and your family can start enjoying  your new pool sooner.

There are countless ways to personalize your vinyl liner design, enabling you to create a bespoke aesthetic that sets your pool apart. Explore a wide variety of vinyl pool shapes, sizes, and liner patterns, along with optional features like tanning ledges, bubblers, fountains, and spas.

Some of our most popular vinyl pool models in Tampa include:

Freeform Patrician vinyl liner pool surrounded by textured concrete decking, set against a wooded backyard area.
A vinyl liner pool offers a traditional, versatile aesthetic that integrates smoothly into a variety of outdoor settings.

Plunge Pools 

Combining elegance with efficiency, plunge pools offer the perfect solution for small or narrow spaces. Thanks to their compact footprint, plunge pools are both affordable and quick to install. Plus, their smaller size means less pool to maintain compared to their full-size counterparts.

Latham offers fiberglass and vinyl liner plunge pool options, ranging in size from 2,300 gallons up to 3,500 gallons. In Tampa, our popular plunge pool styles include:

  • Enchantment 9.17 — This enchanting model earns its name with features like easy-access steps, a built-in tanning ledge, and its silky-smooth gel coat finish.
  • Milan — Measuring 10’ x 16’ with a maximum depth of 4’, Milan is suitably sized for any deck, lanai, or yard.
  • The Calypso Collection — This stunning collection includes four models — Calypso I, II, III, and IV — that can be customized with features like slip-resistant steps, full-width tanning ledges, and therapeutic swim jets.

Whether you’re looking to save money, save space, or simply minimize upkeep, plunge pools give you all the fun of a full-size pool in a smaller package.

Rectangular Milan fiberglass plunge pool with sapphire blue finish, complimented by stone work and tile.
The compact Milan plunge pool design makes it an ideal fit for smaller yards or installations adjacent to existing structures like decks.

Pool Financing Options

A custom inground swimming pool doesn’t have to strain your budget. There are numerous financing options designed to help you manage the cost, which means you can start enjoying your dream pool this season — not wait for next year.

Latham partners with two trusted lenders, Lyon Financial and LightStream, to help bring homeowners in Tampa affordable pool financing solutions. Many homeowners also choose to explore alternative financing methods, such as home equity loans, home equity lines of credit (HELOCs), and unsecured personal loans from credit unions or banks.

So, how much does it typically cost to install a new inground pool? Whether you choose a fiberglass model or opt for a vinyl liner, most installation projects in Tampa start around $50,000. The cost may increase depending on factors like the size of the pool, backyard constraints, and custom features you’d like to include in your design.

No matter what your pool budget looks like, Latham and our lending partners can help you bring your vision to life. Check out our free pool cost calculator to start exploring pricing, or get in touch with an independent Latham builder for an estimate on your project.

Freeform fiberglass pool and elevated integrated spa lit up at night by warm string lights and blue underwater pool lighting.
This inviting design features a connected spa and warm perimeter lighting, creating a comfortable and relaxing atmosphere for night use.

Start Your Pool Project in Tampa

An inground swimming pool boosts your home’s value and elevates your lifestyle, creating an entertainment hub that the entire family will enjoy. And with Latham’s superior craftsmanship supported by our generous warranties, you can feel confident your new swimming pool is an investment built to last.

Backed by a reputation for excellence built on over 70 years of experience, Latham is  ready to bring your Florida pool construction project to life. Our network of independent pool professionals is proud to serve Hillsborough County and the Tampa metro area, including Bayshore Beautiful, David Islands, Hyde Park, Palma Ceia, Seminole Heights, South Tampa, Sunset Park, Wesley Chapel, Westchase, and Ybor City.

Don’t wait another season to start enjoying the water. Get in touch with Latham today to find a local pool builder near you.

Wide kidney-shaped inground vinyl liner pool featuring a built-in full-width tanning ledge and dark blue tile trim.
The addition of a spacious tanning ledge provides a shallow area perfect for lounging and easy access to the water.

FAQs About Pools in the Tampa Area

What is the average cost to install a pool in Tampa? 

The average residential pool installation in Tampa, Florida costs anywhere from around $50,000 at the low end to more than $150,000 at the high end. There are many reasons why the average cost ranges so widely, including variations in pool size (such as traditional vs. plunge-style), pool construction materials (such as vinyl vs. fiberglass), and custom add-on features (such as stone fountains, waterfalls, or tanning ledges).

Along with a pool’s design specs, there are also legal factors that can affect installation costs, such as construction permits, insurance coverage, and warranty coverage. The type of machinery and labor needed to excavate your building site also plays a role in determining pool installation costs.

Are there any specific regulations for pool installations in Tampa? 

Yes: if you want to install a swimming pool at your home in Tampa, you’ll need to comply with state and county regulations, which set rules for pool construction and permitting. For example, Section 6.11.94(D)(1) of the Hillsborough County Land Development Code requires residential pools to comply with Section 424.2.17 of the Florida Building Code, which “regulates direct access from the residence to the pool.”

You can view the Florida Building Code’s residential pool requirements here. In addition, the City of Tampa’s website provides comprehensive online resources to help you get started, including a permit application guide, a construction permit fee calculator, a list of all the official documentation you’ll need, and an overview of all required inspections.

With so many details to navigate, it’s important to work with experienced swimming pool contractors in Tampa, like the trusted independent builders within Latham’s network. Our expert team can help you ensure that your new pool meets all regulations.

What are the typical challenges homeowners face when installing a pool in Tampa? 

Located on Florida’s Gulf Coast, Tampa experiences some of the hottest and most humid summers in the United States — and combined with Florida’s high UV index, that can create unique challenges to swimming pool installation and maintenance. For example, prolonged intense UV exposure can cause your pool’s vinyl liner to fade, stiffen, and crack without protection from UV inhibitors or a swimming pool cover.

Tampa’s hot, sunny climate also encourages algae growth, making it important to choose algae-resistant pool materials and follow a regular maintenance routine. It’s also important to identify obstacles in or on your property, such as sinkholes, which are common throughout Florida, to help ensure the pool installation process proceeds smoothly.

How does a pool typically affect property values in Tampa? 

Adding a well-maintained, custom-built inground swimming pool to your home in Tampa can increase your property value — potentially, by a significant amount. According to Southwest Florida-based Palm Paradise Realty Group, Tampa homes that feature swimming pools sell for up to 14.1% more than homes that don’t. That means a home valued at $500,000 could potentially increase in value by over $70,000 with the addition of a pool. The amount of value added depends on factors like pool’s size, construction quality, and geographic location, with inground pools increasing property values by between 5% and 8% on average in the United States.

What financing options are commonly used by Tampa homeowners for pool installations? 

As a resident of Tampa, Florida, you may be eligible for a variety of loans and financing options that can help you manage the costs of your new swimming pool. For example, you might qualify for a home equity loan that offers a fixed interest rate over the course of anywhere from 5 to 30 years. Another option is to apply for a home equity line of credit (HELOC), which is calculated based on the value of your property.

A simpler, more convenient option is to work directly with your pool builder, who can help you obtain an in-house loan from their network of preferred lenders. Last but not least, you can apply for personal loans from online lenders, credit unions, or banks.

Meet Our Expert

Written by

A unique group of talented individuals with years of industry experience, the Latham Editorial Team brings together the best and the brightest in order to deliver diverse perspectives on how to make your backyard the center of your Latham lifestyle.

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