Latham and LightStream
We’ve partnered with LightStream, the nation’s premier online consumer lender, to offer fast, easy financing from $5,000 to $100,000 for customers with good to excellent credit. LightStream offers low, fixed rates without any fees or prepayment penalties, so it’s simple and affordable to create your dream backyard sanctuary.
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Finance your whole backyard project without fees or home equity requirements.
The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements. It’s easy and convenient to finance your entire backyard project at once.
You control the terms of your LightStream home improvement loan.
Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years*. When you have good to excellent credit, the choice is yours.
The best loan experience you’ve ever had, guaranteed.
LightStream is so sure that it will be the best loan experience of 1 your life, there’s a $100 guarantee to back it up.
Get your funds as soon as the day you apply.2
You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply.
The applicant must be a U.S. resident, at least 18 years of age, and have good to excellent credit.
With LightStream, borrowers can keep their savings and continue earning interest on it. LightStream does not require home equity and does not charge fees or prepayment penalties. In addition, LightStream’s rates are fixed and often much lower than a credit card.
LightStream’s Rate Beat Program3 guarantees a rate .10 percentage points lower than the rate offered by a competing lender.
Yes. Joint applications are encouraged to apply.
No. LightStream does not charge any fees.