Lyon Financial is proud to be the preferred financing partner of Latham!
Since 1979, Lyon Financial has worked as a specialist in pool financing solutions. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. Your call will always be answered by a live, knowledgeable representative, eager to offer solutions. Partner with the industry’s leader to make your backyard dreams come true!
- Low, fixed rates
- Loans up to $200,000*
- Multiple programs with terms up to 30 years*
- Direct cash to consumer loan programs now available
- No consulting fees
- No prepayment penalties
- No equity or appraisals for signature loans
- Electronic documents for fast approvals
- Partner with homeowner and pool professional until project is complete
*Available on approved credit. Conditions and limitations apply, including state restrictions. Advertised terms are subject to change without notice. Loan terms may differ based on loan purpose and credit profile. Contact Lyon Financial for details.
Make Your Dreams Come True with Affordable Lyon Pool Loans
Use Lyon’s Monthly Payment Calculator to find your estimated monthly payment. Then contact one of Lyon’s
experienced and helpful loan representatives to discuss which program is best for you.
Contact Lyon Financial with Pool Financing Questions
Financing FAQs
Start your Lyon Financial pool loan process by completing an online application. A member of the loan team and one of Lyon’s lenders will review your application. You’ll get a personalized response from a loan team member who will review all terms, conditions and work to pair you with a loan program that best works for your needs. You’ll receive a conditional approval within 24 to 48 business hours.
To qualify for financing with Lyon Financial, Lyon will evaluate your overall credit health. Typically, it looks for a debt-to-income ratio (DTI) of 60% or less, which will include the pool loan amount you are requesting. Lyon also looks at any negative blemishes on your credit report, including recent bankruptcies or liens. Lyon Financial will review your credit through a TransUnion report, however, its lenders may look to any of the other major reporting bureaus, including Equifax and Experian.
To ensure your credit does not take hit after hit, Lyon streamlines the qualification process by first running its credit check through TransUnion, then determining which of its lenders may best suit your needs. From there, that lender will run their own credit check. This is in contrast to other competitors who will run concurrent credit checks across multiple lenders, resulting in unnecessary hits to your credit score due to multiple inquiries.
Most fundings involve paying the pool builder directly in stages, according to the progress of the project. This ensures that the contractor is receiving the appropriate payments in the appropriate increments. In most cases, before each stage’s payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed.